To understand the real benefits of crypts as a transactional mechanism, it is enough to plunge at least a little into the Web3 sphere of any project, a kind of eco-environment, a community of common interests, so to speak, a product entity, where instant settlement mechanisms between their participants are needed. For ease of understanding, for example, the eco-environment for shopping is Ozon or Wildberries.
The fiat schemes here were nowhere near their principles of transfers, processing schemes and the generally incomprehensible participation of banks as such.
For example, if we now consider the principle of mutual settlements on the same Ozon or Wildberries, then the scheme is approximately as follows:
When a customer pays for a product on a marketplace, funds often do not flow directly to the seller's account, but are sent to the marketplace's checking account (or to a specially designated transit account). Then the marketplace acts as an intermediary, and the funds are credited to the seller according to the established procedure, for example, a few days after confirming the successful delivery of the goods to the buyer. The marketplace itself retains its commission, and transfers the remainder to the seller.
So, the issue of money transfer will be carried out by cryptotokens, which are assigned to the relevant eco-environment, and the confirmation of rights and obligations will be carried out on smart contracts of some Ethereum blockchain.
After the crypt comes into full use, I don't understand the meaning of banks in the financial system as such. If you notice, banks are gradually transforming into a kind of IT incubators, whose assets are essentially ownership of these software products that can service these processes.
I am sure of the values of the crypt and its prospects.
The bigger question now is what kind of ecosystems these will be and which crypt each of them will take over. Ecosystems are logistics, training, employment, medicine, manufacturing, etc., which somehow relate to the life of any person.
BTC (the founder of this whole business) and ETH (smart blockchain) are most likely to act as indisputable convertible liquid assets in this area
This begs the question: what role will rubles and dollars play in the context of the impending global new system of fair and objective value?
